Verified 12 September 2026
MCo-op Cash and the Co-op Bank App
By Arnold Ochieng · Co-operative Bank Kenya hub · paybillke is an independent guide and is not affiliated with Co-operative Bank Kenya.
MCo-op Cash is Co-op Bank's mobile banking, on the code *667# and the Co-op Bank app. From it you send money, pay bills and tills, buy airtime, and take instant loans, straight from your account without a branch.
How to register
Dial *667# or download the Co-op Bank app and select Register, then follow the prompts to set your PIN. Registration is free and done on your phone.
What you can do
Send to Co-op accounts and to other banks, send to M-PESA, pay a bill or till (on *667# choose option 7 PayBill or Till, or on the app choose Bills then Till or PayBill), buy airtime, and check balances. You can also access e-loans, which land in your Co-op app wallet.
The app wallet
The Co-op app wallet is a virtual account whose number is your mobile number with a 1 added at the end. Loan money and quick funds sit there, and you can transact from it or move it to your salary or business account.
Frequently asked
What is the Co-op USSD code?
*667#.
How do I register?
Dial *667# or the app and select Register.
What is my wallet number?
Your mobile number with a 1 at the end.