Verified 12 September 2026
Co-op Bank Loans: The Full Menu
By Arnold Ochieng · Co-operative Bank Kenya hub · paybillke is an independent guide and is not affiliated with Co-operative Bank Kenya.
Co-op Bank lends across the range, and it is especially strong in Sacco and cooperative lending. Here is the menu so you land on the right product.
Mobile and personal
The app e-loan up to KES 1 million for salary and business account holders, salary advances, and personal loans for planned needs.
Asset and home
Asset finance for vehicles and equipment, with a Vehicles for Sale portal for financed and repossessed stock, and mortgages through Co-op, with a Good Home portal for property.
Sacco and cooperative
Co-op's cooperatives banking supports Saccos and their members with tailored lending, which is a core part of its business and a reason many members bank with Co-op.
How to choose
Instant needs suit the app e-loan, planned personal needs suit a personal loan or salary advance, a vehicle suits asset finance, and property suits a mortgage. Compare rate, fees and tenure, and borrow within your means.
Frequently asked
Fastest Co-op loan?
The app e-loan, instant to your wallet.
Does Co-op finance cars?
Yes, through asset finance.
Is Co-op good for Saccos?
Yes, it is a leader in cooperative banking.