Unaitas Sacco
Deposit or repay loans at Unaitas Sacco.
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Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay Unaitas
M-Pesa
Pay via M-Pesa 510 800
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 510 800
- Enter Account (Membership Number): Your Unaitas member number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Membership Number: Your Unaitas member number.
Calculator preview
M-Pesa fees for Unaitas
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Unaitas
Deposit or repay loans at Unaitas Sacco.
- Sector
- SACCO
- Official site
- unaitas.com
Frequently asked about Unaitas
What is Unaitas's paybill number?
Unaitas's M-Pesa paybill is 510800. Deposit or repay loans at Unaitas Sacco.
How do I pay Unaitas via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 510800, then your account (Your Unaitas member number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Unaitas?
Your Unaitas member number.
Can I pay Unaitas from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Unaitas's paybill 510 800. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Unaitas?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Unaitas support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Unaitas went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Unaitas should also confirm receipt via their channels.
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Paybill displayed: 510 800 (mpesa paybill). How we verify.