Unaitas paybill number 544 700
⚠️ Unaitas SACCO paybill needs verification. The number 510800 we previously listed is actually Glovo Riders' paybill, not Unaitas SACCO's. Contact Unaitas SACCO directly or check your member statement for the correct paybill.
Verified by paybillke on 13 September 2026how we verify
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Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost, in KES or your home currency if you're paying from abroad.
Open calculatorAccount number for Unaitas
- Format
- Membership number
- What to type
- Confirm with Unaitas SACCO: paybill not currently verified.
- Common mistake
- Typing the date you joined or your account name: neither resolves to a unique member record.
Unaitas payment not working? Top fixes
Common failure modes when paying Unaitas via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
SACCO deposit cleared M-PESA but is not reflected in your member statement.
SACCO M-PESA reconciliation runs daily, not in real time. Allow 24 hours. If still missing, email or visit the SACCO with the M-PESA code and your member number. Some SACCOs require deposits to be flagged as either share capital or savings; the wrong tag delays reflection.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
M-PESA paybill cost
What does paying Unaitas cost you?
For KES 2,500 to Unaitas (paybill 544700), you pay KES 33 on top (total KES 2,533 debited from M-PESA). The fee is set by Safaricom, not by the paybill.
Result
Fee
KES 20
Total cost
KES 2,520
Free for transactions up to KES 100.
Some paybills (e.g., government services on eCitizen) are zero-rated, Safaricom waives the customer fee. Confirm with the receiving entity.
Fees are typically lower than Send Money for the same amount.
Updated for 2026 Safaricom tariffs. Verify on safaricom.co.ke before sending large amounts.
How to pay Unaitas
M-Pesa
Pay via M-Pesa 544 700
- Open M-Pesa, dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 544 700
- Enter Account (Membership Number): Confirm with Unaitas SACCO: paybill not currently verified.
- Enter the amount, in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Membership Number: Confirm with Unaitas SACCO: paybill not currently verified.
M-PESA cost to pay Unaitas (2026 Safaricom tariff)
Total customer fee when paying paybill 544700 from M-PESA at common amounts. Fees are the standard Safaricom paybill bracket; some government services (eCitizen, KRA, NHIF/SHA) are zero-rated and these fees may be waived.
| If you pay Unaitas | M-PESA fee | Total off your M-PESA |
|---|---|---|
| KES 200 | KES 5 | KES 205 |
| KES 500 | KES 5 | KES 505 |
| KES 1,000 | KES 10 | KES 1,010 |
| KES 2,500 | KES 20 | KES 2,520 |
| KES 10,000 | KES 48 | KES 10,048 |
| KES 50,000 | KES 67 | KES 50,067 |
Free for amounts up to KES 100. Unaitas does not charge its own fee on top of the M-PESA tariff; what you see is what you pay.
See full M-PESA fee bands, limits, and the 20% excise duty explained for every amount up to KES 250,000.
Unaitas payment not working? Top fixes
Common failure modes when paying Unaitas via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
SACCO deposit cleared M-PESA but is not reflected in your member statement.
SACCO M-PESA reconciliation runs daily, not in real time. Allow 24 hours. If still missing, email or visit the SACCO with the M-PESA code and your member number. Some SACCOs require deposits to be flagged as either share capital or savings; the wrong tag delays reflection.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
Unaitas USSD code
Beyond paying via M-PESA, Unaitas customers can manage their account directly through the Unaitas SACCO USSD shortcut, free from any phone with no internet:
Calculator preview
M-Pesa fees for Unaitas
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | , |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Unaitas
⚠️ Unaitas SACCO paybill needs verification. The number 510800 we previously listed is actually Glovo Riders' paybill, not Unaitas SACCO's. Contact Unaitas SACCO directly or check your member statement for the correct paybill.
- Sector
- SACCO
- Official site
- unaitas.com
Frequently asked about Unaitas
What is Unaitas's paybill number?
Unaitas's M-Pesa paybill is 544700. ⚠️ Unaitas SACCO paybill needs verification. The number 510800 we previously listed is actually Glovo Riders' paybill, not Unaitas SACCO's. Contact Unaitas SACCO directly or check your member statement for the correct paybill.
How do I pay Unaitas via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 544700, then your account (Confirm with Unaitas SACCO: paybill not currently verified.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Unaitas?
Confirm with Unaitas SACCO: paybill not currently verified.
Can I pay Unaitas from abroad?
Yes, diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Unaitas's paybill 544 700. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Unaitas?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Unaitas support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal, though success isn't guaranteed.
How do I confirm my payment to Unaitas went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code, it's your proof of payment. Unaitas should also confirm receipt via their channels.
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Paybill displayed: 544 700 (mpesa paybill). How we verify.