Ukulima Sacco
Deposit or repay loans at Ukulima Sacco.
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Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay Ukulima
M-Pesa
Pay via M-Pesa 885 600
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 885 600
- Enter Account (Membership Number): Your Ukulima member number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Membership Number: Your Ukulima member number.
Calculator preview
M-Pesa fees for Ukulima
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Ukulima
Deposit or repay loans at Ukulima Sacco.
- Sector
- SACCO
- Official site
- ukulimasacco.coop
Frequently asked about Ukulima
What is Ukulima's paybill number?
Ukulima's M-Pesa paybill is 885600. Deposit or repay loans at Ukulima Sacco.
How do I pay Ukulima via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 885600, then your account (Your Ukulima member number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Ukulima?
Your Ukulima member number.
Can I pay Ukulima from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Ukulima's paybill 885 600. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Ukulima?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Ukulima support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Ukulima went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Ukulima should also confirm receipt via their channels.
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Paybill displayed: 885 600 (mpesa paybill). How we verify.