Tower Sacco paybill number 885 885
Deposit or repay loans at Tower Sacco.
Verified with caveat on 14 May 2026, see notes belowhow we verify
Pay smarter
Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost, in KES or your home currency if you're paying from abroad.
Open calculatorAccount number for Tower Sacco
- Format
- Membership number
- What to type
- Your Tower Sacco member number.
- Common mistake
- Typing the date you joined or your account name: neither resolves to a unique member record.
Tower Sacco payment not working? Top fixes
Common failure modes when paying Tower Sacco via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
SACCO deposit cleared M-PESA but is not reflected in your member statement.
SACCO M-PESA reconciliation runs daily, not in real time. Allow 24 hours. If still missing, email or visit the SACCO with the M-PESA code and your member number. Some SACCOs require deposits to be flagged as either share capital or savings; the wrong tag delays reflection.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
M-PESA paybill cost
What does paying Tower Sacco cost you?
For KES 2,500 to Tower Sacco (paybill 885885), you pay KES 33 on top (total KES 2,533 debited from M-PESA). The fee is set by Safaricom, not by the paybill.
Result
Fee
KES 20
Total cost
KES 2,520
Free for transactions up to KES 100.
Some paybills (e.g., government services on eCitizen) are zero-rated, Safaricom waives the customer fee. Confirm with the receiving entity.
Fees are typically lower than Send Money for the same amount.
Updated for 2026 Safaricom tariffs. Verify on safaricom.co.ke before sending large amounts.
How to pay Tower Sacco
M-Pesa
Pay via M-Pesa 885 885
- Open M-Pesa, dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 885 885
- Enter Account (Membership Number): Your Tower Sacco member number.
- Enter the amount, in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Membership Number: Your Tower Sacco member number.
M-PESA cost to pay Tower Sacco (2026 Safaricom tariff)
Total customer fee when paying paybill 885885 from M-PESA at common amounts. Fees are the standard Safaricom paybill bracket; some government services (eCitizen, KRA, NHIF/SHA) are zero-rated and these fees may be waived.
| If you pay Tower Sacco | M-PESA fee | Total off your M-PESA |
|---|---|---|
| KES 200 | KES 5 | KES 205 |
| KES 500 | KES 5 | KES 505 |
| KES 1,000 | KES 10 | KES 1,010 |
| KES 2,500 | KES 20 | KES 2,520 |
| KES 10,000 | KES 48 | KES 10,048 |
| KES 50,000 | KES 67 | KES 50,067 |
Free for amounts up to KES 100. Tower Sacco does not charge its own fee on top of the M-PESA tariff; what you see is what you pay.
See full M-PESA fee bands, limits, and the 20% excise duty explained for every amount up to KES 250,000.
Tower Sacco payment not working? Top fixes
Common failure modes when paying Tower Sacco via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
SACCO deposit cleared M-PESA but is not reflected in your member statement.
SACCO M-PESA reconciliation runs daily, not in real time. Allow 24 hours. If still missing, email or visit the SACCO with the M-PESA code and your member number. Some SACCOs require deposits to be flagged as either share capital or savings; the wrong tag delays reflection.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
Calculator preview
M-Pesa fees for Tower Sacco
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | , |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Tower Sacco
Deposit or repay loans at Tower Sacco.
- Sector
- SACCO
- Official site
- towersacco.com
Frequently asked about Tower Sacco
What is Tower Sacco's paybill number?
Tower Sacco's M-Pesa paybill is 885885. Deposit or repay loans at Tower Sacco.
How do I pay Tower Sacco via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 885885, then your account (Your Tower Sacco member number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Tower Sacco?
Your Tower Sacco member number.
Can I pay Tower Sacco from abroad?
Yes, diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Tower Sacco's paybill 885 885. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Tower Sacco?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Tower Sacco support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal, though success isn't guaranteed.
How do I confirm my payment to Tower Sacco went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code, it's your proof of payment. Tower Sacco should also confirm receipt via their channels.
Read deeper
SACCOs
The largest SACCOs in Kenya, paybill numbers, dividend rates, and how to join.
Pillar guide
Top SACCOs in Kenya 2026: paybills, dividends, and how to join
The largest SACCOs in Kenya, Mwalimu National, Stima, Kenya Police, Harambee, Kenya Bankers, and more. Paybills, dividend rates, and how to join.
More from SACCO
Related paybills
paybillke is an independent directory and tools service. We are not affiliated with Safaricom, Airtel, T-Kash, or any listed company.
Paybill displayed: 885 885 (mpesa paybill). How we verify.