Sheria Sacco
Deposit or repay loans at Sheria Sacco.
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Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay Sheria Sacco
M-Pesa
Pay via M-Pesa 812 812
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 812 812
- Enter Account (Membership Number): Your Sheria member number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Membership Number: Your Sheria member number.
Calculator preview
M-Pesa fees for Sheria Sacco
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Sheria Sacco
Deposit or repay loans at Sheria Sacco.
- Sector
- SACCO
- Official site
- sheriasacco.coop
Frequently asked about Sheria Sacco
What is Sheria Sacco's paybill number?
Sheria Sacco's M-Pesa paybill is 812812. Deposit or repay loans at Sheria Sacco.
How do I pay Sheria Sacco via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 812812, then your account (Your Sheria member number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Sheria Sacco?
Your Sheria member number.
Can I pay Sheria Sacco from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Sheria Sacco's paybill 812 812. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Sheria Sacco?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Sheria Sacco support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Sheria Sacco went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Sheria Sacco should also confirm receipt via their channels.
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Paybill displayed: 812 812 (mpesa paybill). How we verify.