Magadi Sacco paybill number 974 100
Deposit or repay loans at Magadi Sacco.
Verified with caveat on 14 May 2026, see notes belowhow we verify
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Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost, in KES or your home currency if you're paying from abroad.
Open calculatorAccount number for Magadi Sacco
- Format
- Membership number
- What to type
- Your Magadi Sacco member number.
- Common mistake
- Typing the date you joined or your account name: neither resolves to a unique member record.
Magadi Sacco payment not working? Top fixes
Common failure modes when paying Magadi Sacco via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
SACCO deposit cleared M-PESA but is not reflected in your member statement.
SACCO M-PESA reconciliation runs daily, not in real time. Allow 24 hours. If still missing, email or visit the SACCO with the M-PESA code and your member number. Some SACCOs require deposits to be flagged as either share capital or savings; the wrong tag delays reflection.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
M-PESA paybill cost
What does paying Magadi Sacco cost you?
For KES 2,500 to Magadi Sacco (paybill 974100), you pay KES 33 on top (total KES 2,533 debited from M-PESA). The fee is set by Safaricom, not by the paybill.
Result
Fee
KES 20
Total cost
KES 2,520
Free for transactions up to KES 100.
Some paybills (e.g., government services on eCitizen) are zero-rated, Safaricom waives the customer fee. Confirm with the receiving entity.
Fees are typically lower than Send Money for the same amount.
Updated for 2026 Safaricom tariffs. Verify on safaricom.co.ke before sending large amounts.
How to pay Magadi Sacco
M-Pesa
Pay via M-Pesa 974 100
- Open M-Pesa, dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 974 100
- Enter Account (Membership Number): Your Magadi Sacco member number.
- Enter the amount, in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Membership Number: Your Magadi Sacco member number.
M-PESA cost to pay Magadi Sacco (2026 Safaricom tariff)
Total customer fee when paying paybill 974100 from M-PESA at common amounts. Fees are the standard Safaricom paybill bracket; some government services (eCitizen, KRA, NHIF/SHA) are zero-rated and these fees may be waived.
| If you pay Magadi Sacco | M-PESA fee | Total off your M-PESA |
|---|---|---|
| KES 200 | KES 5 | KES 205 |
| KES 500 | KES 5 | KES 505 |
| KES 1,000 | KES 10 | KES 1,010 |
| KES 2,500 | KES 20 | KES 2,520 |
| KES 10,000 | KES 48 | KES 10,048 |
| KES 50,000 | KES 67 | KES 50,067 |
Free for amounts up to KES 100. Magadi Sacco does not charge its own fee on top of the M-PESA tariff; what you see is what you pay.
See full M-PESA fee bands, limits, and the 20% excise duty explained for every amount up to KES 250,000.
Magadi Sacco payment not working? Top fixes
Common failure modes when paying Magadi Sacco via M-PESA, with the first fix to try. If none of these resolve it, the 10-character M-PESA transaction code is the universal proof of payment, keep the SMS until the issue clears.
SACCO deposit cleared M-PESA but is not reflected in your member statement.
SACCO M-PESA reconciliation runs daily, not in real time. Allow 24 hours. If still missing, email or visit the SACCO with the M-PESA code and your member number. Some SACCOs require deposits to be flagged as either share capital or savings; the wrong tag delays reflection.
Still stuck? How to reverse an M-PESA transaction and M-PESA error code lookup.
Calculator preview
M-Pesa fees for Magadi Sacco
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | , |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Magadi Sacco
Deposit or repay loans at Magadi Sacco.
- Sector
- SACCO
- Official site
- magadisacco.com
Frequently asked about Magadi Sacco
What is Magadi Sacco's paybill number?
Magadi Sacco's M-Pesa paybill is 974100. Deposit or repay loans at Magadi Sacco.
How do I pay Magadi Sacco via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 974100, then your account (Your Magadi Sacco member number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Magadi Sacco?
Your Magadi Sacco member number.
Can I pay Magadi Sacco from abroad?
Yes, diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Magadi Sacco's paybill 974 100. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Magadi Sacco?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Magadi Sacco support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal, though success isn't guaranteed.
How do I confirm my payment to Magadi Sacco went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code, it's your proof of payment. Magadi Sacco should also confirm receipt via their channels.
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Paybill displayed: 974 100 (mpesa paybill). How we verify.