Kenya Defence Forces Sacco
Deposit or repay loans at KDF Sacco (members and serving forces).
Pay smarter
Calculate what this transaction will cost
Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay KDF Sacco
M-Pesa
Pay via M-Pesa 881 100
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 881 100
- Enter Account (Membership Number): Your KDF Sacco member number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Membership Number: Your KDF Sacco member number.
Calculator preview
M-Pesa fees for KDF Sacco
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About KDF Sacco
Deposit or repay loans at KDF Sacco (members and serving forces).
- Sector
- SACCO
- Official site
- kdf-sacco.com
Frequently asked about KDF Sacco
What is KDF Sacco's paybill number?
KDF Sacco's M-Pesa paybill is 881100. Deposit or repay loans at KDF Sacco (members and serving forces).
How do I pay KDF Sacco via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 881100, then your account (Your KDF Sacco member number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for KDF Sacco?
Your KDF Sacco member number.
Can I pay KDF Sacco from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to KDF Sacco's paybill 881 100. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying KDF Sacco?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact KDF Sacco support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to KDF Sacco went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. KDF Sacco should also confirm receipt via their channels.
More from SACCO
Related paybills
paybillke is an independent directory and tools service. We are not affiliated with Safaricom, Airtel, T-Kash, or any listed company.
Paybill displayed: 881 100 (mpesa paybill). How we verify.