Hazina Sacco
Deposit or repay loans at Hazina Sacco.
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Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay Hazina Sacco
M-Pesa
Pay via M-Pesa 411 420
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 411 420
- Enter Account (Membership Number): Your Hazina member number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Membership Number: Your Hazina member number.
Calculator preview
M-Pesa fees for Hazina Sacco
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Hazina Sacco
Deposit or repay loans at Hazina Sacco.
- Sector
- SACCO
- Official site
- hazinasacco.coop
Frequently asked about Hazina Sacco
What is Hazina Sacco's paybill number?
Hazina Sacco's M-Pesa paybill is 411420. Deposit or repay loans at Hazina Sacco.
How do I pay Hazina Sacco via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 411420, then your account (Your Hazina member number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Hazina Sacco?
Your Hazina member number.
Can I pay Hazina Sacco from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Hazina Sacco's paybill 411 420. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Hazina Sacco?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Hazina Sacco support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Hazina Sacco went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Hazina Sacco should also confirm receipt via their channels.
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Paybill displayed: 411 420 (mpesa paybill). How we verify.