Harambee Sacco
Deposit or repay loans at Harambee Sacco.
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Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay Harambee Sacco
M-Pesa
Pay via M-Pesa 527 000
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 527 000
- Enter Account (Membership Number): Your Harambee Sacco member number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Membership Number: Your Harambee Sacco member number.
Calculator preview
M-Pesa fees for Harambee Sacco
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Harambee Sacco
Deposit or repay loans at Harambee Sacco.
- Sector
- SACCO
- Official site
- harambeesacco.com
Frequently asked about Harambee Sacco
What is Harambee Sacco's paybill number?
Harambee Sacco's M-Pesa paybill is 527000. Deposit or repay loans at Harambee Sacco.
How do I pay Harambee Sacco via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 527000, then your account (Your Harambee Sacco member number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Harambee Sacco?
Your Harambee Sacco member number.
Can I pay Harambee Sacco from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Harambee Sacco's paybill 527 000. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Harambee Sacco?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Harambee Sacco support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Harambee Sacco went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Harambee Sacco should also confirm receipt via their channels.
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Paybill displayed: 527 000 (mpesa paybill). How we verify.