Verified 11 September 2026
Pesapal Online Payments and Payment Links
By David Wachira · Pesapal hub · paybillke is an independent guide and is not affiliated with Pesapal.
Pesapal gives online businesses a full toolkit, whether you run an e-commerce store, a subscription service, a platform or a marketplace. You are not limited to a single checkout button.
What you get
Accept both M-Pesa and card, send e-invoices that customers pay in minutes, share payment links with customers even if you have no website, get a payment page customised for your business, and drop Pesapal payment plugins into your online store so checkout just works.
Which tool to use
If you have a website or store, use the plugins or the gateway for a built-in checkout. If you do not, payment links and e-invoices let you get paid straight away. A payment page is a good middle ground, a branded page you can point customers to for a product or campaign.
Why it helps
Customers pay how they prefer, by mobile money or card, and you get paid faster with e-invoices and links rather than chasing bank transfers. It also gives you a clean record of every online sale.
Frequently asked
Do I need a website?
No, use links and e-invoices.
Card and M-Pesa?
Both.
Are there store plugins?
Yes, for common platforms.