TA
Tala
CBK-licensed
Mobile loans up to KES 50,000 in minutes. CBK-licensed.
Visit TalaLending
KPLC Stima Loan
Stima Loan is a small advance for prepaid electricity tokens when your meter is low.
Send Money
977
Note: Activate via Safaricom USSD
Note: Stima Loan is a USSD-driven service for small prepaid token advances.
Looking for a loan?
Compare digital lenders in Kenya
Before borrowing from Stima Loan, see how the rates and approval times stack up against Tala, Branch, KCB-M-Pesa, and Hustler Fund.
Compare lendersHow to pay Stima Loan
M-Pesa
Pay via M-Pesa 977
- Dial *977# on your Safaricom line.
- Follow the prompts — the menu will guide you through the rest.
About Stima Loan
Stima Loan is a small advance for prepaid electricity tokens when your meter is low.
- Sector
- Lending
- Official site
- kplc.co.ke
Compare lenders
Compare alternatives to Stima Loan
Other CBK-licensed digital lenders. Rates and approval criteria vary.
BR
Branch
CBK-licensed
Mobile loans with credit-history building. CBK-licensed.
Visit BranchZN
Zenka Finance
CBK-licensed
First loan free, then competitive rates.
Visit Zenka FinanceFrequently asked about Stima Loan
What is Stima Loan's send money number?
Stima Loan's M-Pesa send money is *977#. Stima Loan is a small advance for prepaid electricity tokens when your meter is low.
Can I pay Stima Loan from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Stima Loan's send money 977. Compare fees on our diaspora hub before sending.
How do I repay my Stima Loan loan?
Use M-Pesa send money *977# with your Activate via *977#.. Repayments typically reflect within minutes.
What if I pay the wrong amount or use the wrong paybill?
Contact Stima Loan support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Stima Loan went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Stima Loan should also confirm receipt via their channels.
Further reading
Curated external sources we cite. Open in a new tab.
M-Pesa Fuliza Calculator
Fuliza overdraft access fee + daily charges calculator.
mpesa.or.ke · calculator
M-Shwari Calculator
M-Shwari savings interest + loan interest calculator (NCBA).
mpesa.or.ke · calculator
M-Pesa Taasi Till Loan Calculator
Taasi merchant lending product specifically.
mpesa.or.ke · calculator
More from Lending
Related paybills
paybillke is an independent directory and tools service. We are not affiliated with Safaricom, Airtel, T-Kash, or any listed company.
Paybill displayed: 977 (mpesa send-money). How we verify.