KCB Paybill: 522522 vs 522533 vs 522123 vs 522559
By Arnold Ochieng · KCB Bank Kenya hub · paybillke is an independent guide and is not affiliated with KCB Bank Kenya.
KCB uses several paybills for different jobs, and using the wrong one is the top reason a payment goes astray. Here is exactly what each is for, so you never mix them up.
The four numbers
522522 is the classic KCB paybill for depositing money from M-PESA into a KCB bank account. The account is your KCB account number.
522533 is Lipa na KCB, used for merchant and school payments, with the account as the merchant or school directs.
522123 is the Lipa Karo paybill for school fees where the school uses Lipa Karo.
522559 is the KCB M-PESA mobile money account paybill, used to repay the KCB M-PESA loan with your ID number as the account.
How to choose
| Paybill | Use | Account |
|---|---|---|
| 522522 | Deposit from M-PESA into a KCB bank account | Your KCB account number |
| 522533 | Lipa na KCB, merchant and school payments | As directed by the merchant or school |
| 522123 | Lipa Karo school fees | School and student reference |
| 522559 | KCB M-PESA mobile money account and loan repayment | Your ID number |
Frequently asked
Is KCB paybill 522522 or 522533?
Both exist. 522522 deposits to a KCB account, 522533 is Lipa na KCB for merchants and schools.
Which bank is paybill 522522?
KCB Bank Kenya.
How do I deposit from M-PESA to KCB?
Paybill 522522 with your KCB account number as the account.