Kenya Bankers Sacco serves staff in the banking sector. Paying in from M-PESA, for a deposit, a loan repayment, or a share contribution, is a single Pay Bill flow, and the account field is your member number.
The verified paybill
Kenya Bankers Sacco uses paybill 400444 for M-PESA payments. The account is your member number, the one on your member statement or passbook. It is not your national ID and not your phone number.
Deposit step by step
- Open the M-PESA app, or dial *334#.
- Select Lipa na M-PESA, then Pay Bill.
- Business number: 400444.
- Account: your Kenya Bankers Sacco member number.
- Enter the amount.
- Enter your M-PESA PIN and confirm.
Keep the M-PESA SMS. The same paybill and member number handle deposits, loan repayments, and share contributions.
Confirm the paybill if a payment bounces
Deposit not reflecting
If M-PESA confirmed but your member statement has not updated, the money has usually reached the SACCO and is waiting to be posted. Give it a few hours. If it still has not appeared, contact Kenya Bankers Sacco member services with your 10-character M-PESA transaction code and your member number.
What it costs
Standard M-PESA paybill fees apply. Kenya Bankers does not add a fee on top.
| If you pay | M-PESA fee | Total off your wallet |
|---|---|---|
| KES 500 | KES 5 | KES 505 |
| KES 1,000 | KES 10 | KES 1,010 |
| KES 5,000 | KES 34 | KES 5,034 |
| KES 20,000 | KES 62 | KES 20,062 |
Frequently asked questions
What is the Kenya Bankers Sacco paybill number?
Kenya Bankers Sacco uses paybill 400444. The account is your member number. SACCO paybills change occasionally, so confirm on your latest statement if a payment does not go through.
What account number do I use for Kenya Bankers?
Your Kenya Bankers Sacco member number, from your statement or passbook. Not your national ID and not your phone number.
Can I repay a Kenya Bankers loan on the same paybill?
Yes. Paybill 400444 with your member number handles deposits, loan repayments, and share contributions.
My Kenya Bankers deposit is not on my statement. What do I do?
SACCO posting is usually same-day but not instant. Wait a few hours, then contact member services with your M-PESA transaction code and member number.
Resources
- The verified Kenya Bankers paybill entry is at paybillke.com/paybill/kenya-bankers-sacco.
- See the SACCO directory for more SACCOs and how SACCO dividends work.