Lin-Cap Limited: CBK-licensed Digital Credit Provider
Lin-Cap Limited is a Digital Credit Provider licensed by the Central Bank of Kenya. First licensed on 09 July 2026. Governed by the CBK Digital Credit Providers Regulations 2022. Source: CBK Directory of Digital Credit Providers, updated 29 September 2026.
License summary
- Regulator
- Central Bank of Kenya
- First licensed
- 09 July 2026
- Licensing round
- Round 11 of 12, with 24 other lenders
- Licensed before it
- 227 of the 281 lenders on the current register
- Regime
- CBK Digital Credit Providers Regulations 2022
Contact block
Copied verbatim from the CBK directory. If any field has moved, verify at the CBK URL at the bottom of the page.
- Postal address
- P.O. Box 33694-00600
- Physical address
- Lonak Business Center, Kasarani, Nairobi
- Telephone
- +254718753710
- jmnjogu@hotmail.co.uk
Seen Lin-Cap Limited on a message?
Lenders usually appear on M-PESA confirmations, loan SMS and CRB reports under their registered company name, not the name of the app you borrowed through. If this name is on a message you did not expect, these are the checks that matter:
- The licence is real: this company is on the CBK register above. A licence means CBK supervises it; it is not a sign that a loan is cheap or right for you.
- Match the name to the app: the app's loan agreement or terms should name Lin-Cap Limited. If the app names a different company, check that one on the licence checker.
- Pressure to pay: if a collector threatens you or contacts people in your phone book, see what to do about loan app harassment.
- A listing you dispute: see how to check your CRB status before paying anyone who says they can clear it.
How to verify
This entry mirrors the Central Bank of Kenya's Directory of Digital Credit Providers, updated 29 September 2026. Verify independently at the CBK PDF: centralbank.go.ke.
Licensed in the same round (09 July 2026)
CBK licensed these 24 lenders on the same date as Lin-Cap.
- Baraka Credit Limited
- Bashy African Credit Limited
- Centenary Micro Enterprise Services Ltd
- Equal Reach Credit Limited
- Eversure Credit Limited
- Glad Agritech Kenya Limited
- Hawkins Credit Limited
- Jiweze Credit Limited
- KalTris Limited
- KN Global Services Limited
- Nirvana Credit Limited
- Onward Digital Company Limited
- Pesakay Credit Limited
- Rapidcash Ventures Limited
- Rukisha Solutions Limited
- Signature Capital Limited
- Solvezy Technology Kenya Limited
- Statim Capital Limited
- Stemtide Credit Limited
- Stepwise Credit Limited
- Transventures Capital Limited
- Trinmarc Ventures Limited
- Visionfund Kenya Limited
- WeLend Limited
Last verified: 3 September 2026.