Fund by fund
Cytonn Money Market Fund
Cytonn Money Market Fund published 11.10% (average annualised yield for the month, not an effective annual yield, dated 30 September 2026). After 15% withholding tax that is about 9.43%, or roughly KSh 9,430 a year on KSh 100,000 if the rate held for a year.
Minimum to start: KSh 1,000. Annual management fee: 2%, already taken out of the published yield. September 2026 factsheet, still the latest on 25 October (the October one is not out yet). Cytonn reports an annualised monthly average, not an effective annual yield, so it is not like-for-like with the others. A KSh 50 ledger fee also applies. Manager's page
Madison Money Market Fund
Madison Money Market Fund published 10.52% (effective annual yield, undated, read on 25 October 2026). After 15% withholding tax that is about 8.94%, or roughly KSh 8,940 a year on KSh 100,000 if the rate held for a year.
Minimum to start: KSh 5,000. Withdrawals: T+1 working day on the fund page (another Madison page says 3 working days). Shown on the fund page with no date. Daily yield 10.00%. Manager's page
Orient Kasha Money Market Fund
Orient Kasha Money Market Fund published 10.42% (effective annual yield, undated, read on 25 October 2026). After 15% withholding tax that is about 8.86%, or roughly KSh 8,860 a year on KSh 100,000 if the rate held for a year.
Shown on the manager's home page with no date. Daily yield 9.91%. Minimums and fees were not readable on the site. Manager's page
Etica Money Market Fund
Etica Money Market Fund published 10.33% (average effective annual yield for the month, dated 30 September 2026). After 15% withholding tax that is about 8.78%, or roughly KSh 8,780 a year on KSh 100,000 if the rate held for a year.
Minimum to start: KSh 100. Annual management fee: 2%, already taken out of the published yield. Withdrawals: Bank within 2 working days; M-PESA instant, up to KSh 250,000 a day. September 2026 factsheet. The website banner shows other, undated figures; we use the factsheet. Manager's page
Old Mutual Money Market Fund
Old Mutual Money Market Fund published 10.33% (effective annual yield, dated 21 October 2026). After 15% withholding tax that is about 8.78%, or roughly KSh 8,780 a year on KSh 100,000 if the rate held for a year.
Fund prices page, figures as at 21 October 2026. Daily rate 9.85%. Manager's page
Kuza Money Market Fund
Kuza Money Market Fund published 10.27% (effective annual yield, dated 30 September 2026). After 15% withholding tax that is about 8.73%, or roughly KSh 8,730 a year on KSh 100,000 if the rate held for a year.
Minimum to start: KSh 0. Annual management fee: 2%, already taken out of the published yield. Factsheet dated 30 September 2026. Manager's page
Jubilee Money Market Fund (KES)
Jubilee Money Market Fund (KES) published 10.23% (average effective annual yield for the month, dated 15 October 2026). After 15% withholding tax that is about 8.70%, or roughly KSh 8,700 a year on KSh 100,000 if the rate held for a year.
Minimum to start: KSh 100. Annual management fee: 2%, already taken out of the published yield. Jubilee weekly report (Issue 034): average effective annual yield for October to date, as of 15 October 2026. Minimums and the 2% fee (before VAT) are from the September 2026 factsheet, which gives a total expense ratio of 2.62%. Manager's page
SanlamAllianz Money Market Fund
SanlamAllianz Money Market Fund published 9.56% (effective annual yield, dated 22 October 2026). After 15% withholding tax that is about 8.13%, or roughly KSh 8,130 a year on KSh 100,000 if the rate held for a year.
Minimum to start: KSh 2,500. Withdrawals: KSh 200,000 and below to M-PESA the same working day; above that within three working days. Dated 22 October 2026. Daily rate 9.206%. The site's Kenya FAQ gives a 1.5% management fee, which differs from the 2% we recorded earlier, so we show no fee until SanlamAllianz confirms which is current. Manager's page
CIC Money Market Fund
CIC Money Market Fund published 8.43% (effective annual yield, undated, read on 25 October 2026). After 15% withholding tax that is about 7.17%, or roughly KSh 7,170 a year on KSh 100,000 if the rate held for a year.
Minimum to start: KSh 5,000. Annual management fee: 2%, already taken out of the published yield. Shown as the current rate with no date. Daily rate 8.12%. The September 2026 factsheet confirms the minimums and the 2% fee. Manager's page
Mayfair Money Market Fund
Mayfair Money Market Fund published 8.23% (effective annual yield, undated, read on 25 October 2026). After 15% withholding tax that is about 7.00%, or roughly KSh 7,000 a year on KSh 100,000 if the rate held for a year.
Shown on the manager's home page. Daily yield 7.91%. The only date nearby (22 October 2026) labels a different fund's prices, so we treat the figure as undated. Manager's page
Co-op Money Market Fund
Co-op Money Market Fund published 7.90% (average effective annual yield for the month, dated 30 September 2026). After 15% withholding tax that is about 6.72%, or roughly KSh 6,720 a year on KSh 100,000 if the rate held for a year.
Minimum to start: KSh 100. September 2026 factsheet: effective annual rate, one-month average as at 30 September 2026, net of fees. The factsheet does not state the fee. Manager's page
Stanbic Money Market Fund
Stanbic Money Market Fund published 5.34% (average effective annual yield for the month, dated 30 September 2026). After 15% withholding tax that is about 4.54%, or roughly KSh 4,540 a year on KSh 100,000 if the rate held for a year.
Minimum to start: KSh 1,000. Annual management fee: 2%, already taken out of the published yield. Factsheet as of September 2026 (monthly average annual effective yield). The fee is 2% a year plus VAT. The undated product page shows a slightly different figure; we use the factsheet. Manager's page
How to read these figures
Every yield here is net of the management fee and before withholding tax, as each manager publishes it. An effective annual yield assumes interest is reinvested for a year. A monthly average or an annualised daily rate is a different measure, so a fund showing one is not directly comparable with a fund showing the other.
Tax
KRA's withholding tax guide sets 15% on interest, and the managers here deduct it from MMF interest before it reaches you. The "after tax" column applies that rate to the published yield. KRA, Withholding Income Tax guide (interest 15%).
Before you invest
- Open the manager's own page and check today's rate. It will have moved since 25 October 2026.
- Check the fund is a collective investment scheme approved by the Capital Markets Authority.
- Check how withdrawals work and how long they take. If this is your emergency money, speed matters more than a small yield gap.
Project MMF returns over time with our calculator
How to pay in: MMF paybill numbers, per fund. Everything else, from withdrawals to tax, is on the money market funds hub.