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M-PESA Taasi loan calculator

Taasi is a short-term loan for M-PESA merchants. Estimate the facility fee, total repayment, and effective annual rate based on amount and term.

KES
days

Typical Taasi term is 7 days.

Result

Facility fee

KES 2,500

Total repayment

KES 52,500

Effective APR

260.71%

What Taasi is

Taasi is Safaricom\'s till-merchant loan product, designed for businesses with active M-PESA tills. The loan is sized based on till transaction history and is repaid from future till earnings. Useful for stock financing, emergency working capital, or seasonal cash flow gaps.

How it differs from Fuliza for Business

  • Taasi is a fixed-term loan with one facility fee. Fuliza accrues a daily fee.
  • Taasi is for till merchants. Fuliza for Business is for paybill holders.
  • Taasi can be short-term (7 to 30 days). Fuliza is open-ended (charged daily until paid).

Frequently asked

How do I qualify for Taasi?

You need an active Safaricom till with consistent transaction history (typically 3+ months of regular activity). Limits are assigned automatically based on your till volume.

Is the rate exactly 5% per 7 days?

The published baseline is 5% per 7 days. Final rate may vary by merchant tier. Confirm with the Taasi product page on the Safaricom Business portal before relying on the figure.

How is Taasi repaid?

Repayment is auto-deducted from till earnings until cleared, or settled by the due date if not yet cleared by till activity. Late repayment incurs additional fees and affects future Taasi access.

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