Stima DT Sacco
Deposit or repay loans at Stima DT Sacco.
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Use the M-Pesa fees calculator to see the exact 2026 cost — in KES or your home currency if you're paying from abroad.
Open calculatorHow to pay Stima DT Sacco
M-Pesa
Pay via M-Pesa 823 002
- Open M-Pesa — dial *334# or open the M-Pesa app.
- Select Lipa na M-Pesa, then Pay Bill.
- Enter Business Number: 823 002
- Enter Account (Membership Number): Your Stima DT Sacco member number.
- Enter the amount — in KES.
- Enter your M-Pesa PIN and confirm. You'll get an SMS confirmation.
Account format
Membership Number: Your Stima DT Sacco member number.
Calculator preview
M-Pesa fees for Stima DT Sacco
| Amount | M-Pesa fee | Total cost | % fee |
|---|---|---|---|
| KES 50 | Free | KES 50 | — |
| KES 200 | KES 5 | KES 205 | 2.50% |
| KES 1,000 | KES 10 | KES 1,010 | 1.00% |
| KES 5,000 | KES 34 | KES 5,034 | 0.68% |
| KES 20,000 | KES 62 | KES 20,062 | 0.31% |
About Stima DT Sacco
Deposit or repay loans at Stima DT Sacco.
- Sector
- SACCO
- Official site
- stima-sacco.com
Frequently asked about Stima DT Sacco
What is Stima DT Sacco's paybill number?
Stima DT Sacco's M-Pesa paybill is 823002. Deposit or repay loans at Stima DT Sacco.
How do I pay Stima DT Sacco via M-Pesa?
Open M-Pesa, select Lipa na M-Pesa, then Pay Bill. Enter business number 823002, then your account (Your Stima DT Sacco member number.), then the amount, then confirm with your M-Pesa PIN.
What account number do I use for Stima DT Sacco?
Your Stima DT Sacco member number.
Can I pay Stima DT Sacco from abroad?
Yes — diaspora users typically send via remittance services like Wise, Sendwave, Lemfi, or WorldRemit, which deposit directly to Stima DT Sacco's paybill 823 002. Compare fees on our diaspora hub before sending.
What are the M-Pesa fees for paying Stima DT Sacco?
M-Pesa charges a transaction fee based on the amount sent. Use our M-Pesa fees calculator to see the exact 2026 cost for any amount.
What if I pay the wrong amount or use the wrong paybill?
Contact Stima DT Sacco support immediately with your M-Pesa transaction code. If you sent to the wrong paybill entirely, contact Safaricom on 100 (free from a Safaricom line) within 7 days to request a reversal — though success isn't guaranteed.
How do I confirm my payment to Stima DT Sacco went through?
M-Pesa sends a free SMS confirmation with a transaction code (e.g., ABC12DEF345). Save this code — it's your proof of payment. Stima DT Sacco should also confirm receipt via their channels.
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Paybill displayed: 823 002 (mpesa paybill). How we verify.